Sample Project: Lending a Helping Hand

Students, in the role of financial advisors, are challenged to find the best use of $25 so that it makes the most impact for a community. They will select a project from the organization, Kiva.org, to lend a $25 microloan. In order to help students determine the best use of the funds, they will conduct interviews with a banker to learn how lending works and the investors to learn what projects they are passionate about. Students will also factor in repayment schedule and delinquency & default rates for the given project and microlender. They will present their recommendations to investors, as well as the school and local community to get their Kiva projects fully funded.